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Past performance is not indicative of future returns. .

For many years, we have been working together with investment advisors to make the best use of their money. The accuracy and consistency of the information have always been in question, but we never cared for it much until the time we started having choices. And now that applications is taking over the planet, we have options that are based on analytics and automation.

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These include:.

Betterment: Betterment is a robo-advisor which manages more than $2 billion in 93,000 accounts. To the management of the advantage, the company utilizes index funds and an automatic allocation program on the basis of an investors risk tolerance and time interval. It helps individuals to have better control on their prosperity and to grow it with the help of advanced technology.

Wealthfront: Wealthfront is the worlds biggest automated investment service with over $2.5 billion in client assets. It manages a diversified, continually rebalanced portfolio of index funds on the customers behalf at a really low cost and in an extremely tax-efficient manner. It does not charge fees on the first $10,000 and charges only 0.25percent annually on assets in excess of $10,000.

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Now, they are raising the bar by lowering the minimum amount necessary to open an Wealthfront account to just $500. .

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Motif Investing: Motif Investing, a Silicon Valley-based company, is an online broker that allows investors to invest in stock and bond portfolios built around everyday suggestions and broad economic trends, and produce customized motifs. The company has developed a unique financial product known as themes which works like low-cost exchange-traded funds.

Until now, the company has increased $126.5 Million in six Rounds of funding. Investors include Foundation Capital, Goldman Sachs, Ignition Partners and Norwest Venture Partners. Board members include former SEC Chairman Arthur Levitt and former Wall Street Executive Sallie Krawcheck. .

FutureAdvisor: FutureAdvisor is looking to bring top-flight wealth management services to the middle class. Unlike other services which aim typically tech-savvy and wealthier customers, the typical FutureAdvisor client has approximately $100,000 to invest and contains multiple accounts with different institutions. In some ways, FutureAdvisors support is similar to other offerings on the market; it utilizes algorithms to maximize the portfolio to get a potential customer.

If a client want FutureAdvisor to actually execute an investment plan, the company can do that. .

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Personal Capital: The companys service combines free resources that collect and analyze all of the investor's financial data using a financial adviser to help manage and expand his investments. The company has managed over $800 million invested by clients. The companys services are utilized by over 600,000 Americans to monitor $100 billion+ in accounts on the free software. .

Hedgeable: Founded in 2009, the company automates sophisticated investing in active professionals in less than five minutes with no minimum investment required. It brings the wealth management solutions of this ultra-high value to the masses. It has developed many proprietary systems to provide services which were formerly only available to the ultra-high net worth, such as risk management, hedging, bitcoin investing, impact investing and private equity.

Nutmeg: Specializing in investments, ISAs and pensions, the company supplies an online investment service thats intelligent, simple and honest. Until now, the company has received $37.3 million in two rounds of funding.

Wealth Horizon: A cheap online service, Wealth Horizon offers investors investment information starting from this page as little as 12.50. The company is targeting savers that fall into the so called advice gap(people who dont want to cover the high cost for a financial advisers experience ).

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Swanest: Based from London, Swanest is an online automated wealth manager using intelligent technology to build and manage custom-fit investment plans.   The company assists their clients to reach their potential financial goals.

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MoneyFarm: MoneyFarm, the only online financial advisor in Italy, provides first-class investment advisory to both little savers through a scalable, UX-driven, enjoyable and hassle-free platform. The companys clients can build build their portfolio with MoneyFarms asset allocation recommendations, manage it through the years and execute all the transactions in a really simple and efficient way. .

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